Learning Outcomes

Introduction

Principles of Lending

Types of borrowers

Lesson Summary

In this module, you will be introduced to credit management, you will learn the roles of a credit officer which includes finding quality borrowers, you will also learn how banks risk zones and you will be taught negative future risks can be mitigated suing due diligence, you will learn about the hybrid companies and important features of a company.

Financial Statements and Ratio Analysis - Learning Outcome

Income Statement and Operating Cycle

Interpretation of Ratio Analysis

In this module, you will be taught the importance of an income statement in any business or company and you will learn how to analyze and interpret an income statement, you will be introduced to ratio analysis and its types which includes liquidity ratio and solvency ratio and you will also learn how it helps investors make the right investment.

Assessment of Working Capital Loan

Appraisal of Term Loan

Term Loan Case Study

In this module, you will learn the concept of working capital loan and working capital cycle and you will be introduced to term loans where you will learn about the depreciation of assets and also how banks draw up repayment schedules, you will also learn about term loan proposals and how to access proposals.

Fundamentals of Credit Management - Course assessment

This free online course will provide the knowledge required to manage credit and set effective payment conditions.

Fundamentals of Credit Management

This 'Fundamentals of Credit Management' course explores the best credit management techniques to help your customers and your business. It will teach you about lending principles, setting terms and the various types of borrowers. In addition, this course teaches you how to analyse income statements, examine and interpret figures like liquidity and solvency ratios and learn about working capital loans and appraisal loan terms. Enrol today!

Unlock 800+ Free Certificates: Master Tech & Soft Skills with CodeSignal Learn

8 Best Ecology Courses for 2025: How Species and Systems Interact

BloomTech’s Downfall: A Long Time Coming

7 Best Low-Code/No-Code Development Courses for Beginners in 2025

Black Friday 2024: 50+ Online Learning Deals

Coursera’s 2025 Strategy: Focusing on Campus, Scaling Back Degrees

9 Best TensorFlow Courses for 2025

[2025] 470+ Hours of Free LinkedIn Learning Courses with Free Certification

Coursera, Udemy, and the $10M+ Video Privacy Battle: Class Action Update

8 Best Geology Courses for 2025

Duolingo’s Restaurant Side Business Tops $1.3M

Coursera 10-K Highlights: Lower Partner Revenue Share, 1k+ Employees

10 Best Guitar Courses for Beginners in 2025

DeepLearning.AI to Cross $100M in Sales on Coursera

[2025] 450+ Free Google Certificates and Badges

Four Months After Unveiling Ambitious AI Roadmap, Udemy’s Co-founder CTO is Out